Paying for care can be one of the most expensive commitments many families ever have to make, yet there is very little formal help and advice available. We can help you to avoid the pitfalls.

Over the years, care fees can quickly mount up and often this can have a depleting effect on available funds.

Nobody wants to see an individual's entire wealth spent on care fees, yet often it is not until the money runs out that they discover they did in fact have choices.

Throughout our lives we are accustomed to seeking professional advice for financial decisions such as mortgages and pensions. Effectively planning for care fees is equally important.

We will help you to understand:

• the care system and how it works
• the benefits system and whether you are claiming what you are entitled
• your responsibilities and your duties under a Power of Attorney*
• the role of your local authority and their responsibilities
• the care and financial assessments
• your choices regarding property
• what to do if you feel that care should be paid for by the NHS
• the care contract and its implications
• the choices you have in relation to paying for care

*Powers of Attorney involve the referral to a service which is separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority.